Call reports 2018
VILLAGE BANK & TRUST, NATIONAL ASSOCIATION — 2018
What VILLAGE BANK & TRUST, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,416,543,000 | 1,435,230,000 | 1,485,787,000 | 1,564,639,000 |
| Total loans | 1,118,603,000 | 1,131,162,000 | 1,171,410,000 | 1,230,950,000 |
| Allowance for loan losses | 8,730,000 | 8,960,000 | 8,521,000 | 9,230,000 |
| Securities available for sale | 102,376,000 | 118,551,000 | 114,305,000 | 123,795,000 |
| Securities held to maturity | 69,910,000 | 69,902,000 | 84,895,000 | 94,886,000 |
| Trading assets | 1,350,000 | 1,608,000 | 1,845,000 | 1,319,000 |
| Total deposits | 1,204,130,000 | 1,230,244,000 | 1,278,327,000 | 1,317,894,000 |
| Interest-bearing deposits | 867,632,000 | 877,756,000 | 927,652,000 | 999,546,000 |
| Noninterest-bearing deposits | 336,498,000 | 352,488,000 | 350,675,000 | 318,348,000 |
| Equity capital | 159,630,000 | 163,064,000 | 164,636,000 | 173,130,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 13,210,000 | 27,524,000 | 42,583,000 | 58,415,000 |
| Interest expense | 1,747,000 | 4,119,000 | 6,944,000 | 10,355,000 |
| Net interest income | 11,463,000 | 23,405,000 | 35,639,000 | 48,060,000 |
| Noninterest income | 621,000 | 1,250,000 | 2,557,000 | 4,025,000 |
| Noninterest expense | 6,279,000 | 12,873,000 | 19,653,000 | 26,381,000 |
| Provision for loan losses | -18,000 | 950,000 | 568,000 | 1,269,000 |
| Pretax income | 5,662,000 | 10,664,000 | 17,799,000 | 24,267,000 |
| Income tax | 1,448,000 | 2,763,000 | 4,616,000 | 6,203,000 |
| Net income | 4,214,000 | 7,901,000 | 13,183,000 | 18,064,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 129,192,000 | 132,982,000 | 135,362,000 | 142,333,000 |
| Total capital | 137,996,000 | 142,023,000 | 143,969,000 | 151,653,000 |
| Risk-weighted assets | 1,223,735,000 | 1,237,952,000 | 1,293,786,000 | 1,356,946,000 |