Call reports 2016
VILLAGE BANK & TRUST, NATIONAL ASSOCIATION — 2016
What VILLAGE BANK & TRUST, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,253,815,000 | 1,328,824,000 | 1,396,403,000 | 1,386,642,000 |
| Total loans | 966,541,000 | 1,027,748,000 | 1,064,009,000 | 1,112,314,000 |
| Allowance for loan losses | 7,180,000 | 7,329,000 | 6,937,000 | 7,335,000 |
| Securities available for sale | 31,100,000 | 26,501,000 | 112,565,000 | 119,343,000 |
| Securities held to maturity | 64,732,000 | 80,189,000 | 75,962,000 | 51,772,000 |
| Trading assets | 3,856,000 | 4,312,000 | 3,913,000 | 1,525,000 |
| Total deposits | 1,044,379,000 | 1,123,987,000 | 1,199,879,000 | 1,213,680,000 |
| Interest-bearing deposits | 803,799,000 | 872,674,000 | 925,715,000 | 941,054,000 |
| Noninterest-bearing deposits | 240,580,000 | 251,313,000 | 274,164,000 | 272,626,000 |
| Equity capital | 143,674,000 | 151,233,000 | 155,766,000 | 157,494,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 10,282,000 | 20,810,000 | 32,107,000 | 43,588,000 |
| Interest expense | 1,007,000 | 2,149,000 | 3,531,000 | 5,065,000 |
| Net interest income | 9,275,000 | 18,661,000 | 28,576,000 | 38,523,000 |
| Noninterest income | 1,427,000 | 2,777,000 | 4,380,000 | 5,580,000 |
| Noninterest expense | 5,135,000 | 10,484,000 | 16,345,000 | 22,322,000 |
| Provision for loan losses | 408,000 | 776,000 | 1,542,000 | 2,619,000 |
| Pretax income | 5,340,000 | 10,473,000 | 15,365,000 | 19,579,000 |
| Income tax | 2,055,000 | 4,033,000 | 5,919,000 | 7,542,000 |
| Net income | 3,285,000 | 6,440,000 | 9,446,000 | 12,037,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 111,571,000 | 118,795,000 | 122,861,000 | 127,028,000 |
| Total capital | 118,830,000 | 128,718,000 | 132,394,000 | 136,958,000 |
| Risk-weighted assets | 1,077,131,000 | 1,152,929,000 | 1,183,937,000 | 1,221,249,000 |