Call reports 2015
VILLAGE BANK & TRUST, NATIONAL ASSOCIATION — 2015
What VILLAGE BANK & TRUST, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,130,122,000 | 1,147,059,000 | 1,204,944,000 | 1,231,353,000 |
| Total loans | 888,482,000 | 892,950,000 | 926,715,000 | 958,156,000 |
| Allowance for loan losses | 5,467,000 | 7,582,000 | 7,892,000 | 6,762,000 |
| Securities available for sale | 114,459,000 | 148,353,000 | 150,294,000 | 116,098,000 |
| Securities held to maturity | 0 | 0 | 0 | 54,529,000 |
| Trading assets | 2,680,000 | 1,918,000 | 2,956,000 | 2,272,000 |
| Total deposits | 967,808,000 | 964,861,000 | 999,348,000 | 1,021,120,000 |
| Interest-bearing deposits | 793,855,000 | 763,052,000 | 779,823,000 | 784,486,000 |
| Noninterest-bearing deposits | 173,953,000 | 201,809,000 | 219,525,000 | 236,634,000 |
| Equity capital | 133,412,000 | 132,429,000 | 137,036,000 | 138,877,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 9,437,000 | 18,962,000 | 28,791,000 | 38,751,000 |
| Interest expense | 1,021,000 | 2,074,000 | 3,065,000 | 4,031,000 |
| Net interest income | 8,416,000 | 16,888,000 | 25,726,000 | 34,720,000 |
| Noninterest income | 1,534,000 | 2,736,000 | 3,930,000 | 5,272,000 |
| Noninterest expense | 4,858,000 | 9,713,000 | 14,818,000 | 19,832,000 |
| Provision for loan losses | 231,000 | 2,402,000 | 2,744,000 | 3,339,000 |
| Pretax income | 4,912,000 | 7,563,000 | 12,154,000 | 16,882,000 |
| Income tax | 1,903,000 | 2,921,000 | 4,700,000 | 6,507,000 |
| Net income | 3,009,000 | 4,642,000 | 7,454,000 | 10,375,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 100,899,000 | 102,608,000 | 105,494,000 | 108,221,000 |
| Total capital | 106,417,000 | 110,248,000 | 113,445,000 | 115,043,000 |
| Risk-weighted assets | 1,010,943,000 | 1,000,215,000 | 1,039,286,000 | 1,050,268,000 |