Call reports 2014
VILLAGE BANK & TRUST, NATIONAL ASSOCIATION — 2014
What VILLAGE BANK & TRUST, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 999,102,000 | 1,017,670,000 | 1,045,956,000 | 1,091,098,000 |
| Total loans | 781,426,000 | 800,793,000 | 798,474,000 | 827,981,000 |
| Allowance for loan losses | 5,421,000 | 6,475,000 | 5,659,000 | 5,416,000 |
| Securities available for sale | 109,386,000 | 108,881,000 | 108,539,000 | 109,813,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,814,000 | 1,629,000 | 1,353,000 | 1,606,000 |
| Total deposits | 849,388,000 | 882,738,000 | 910,948,000 | 901,600,000 |
| Interest-bearing deposits | 706,003,000 | 720,163,000 | 723,009,000 | 736,509,000 |
| Noninterest-bearing deposits | 143,385,000 | 162,575,000 | 187,939,000 | 165,091,000 |
| Equity capital | 120,382,000 | 122,633,000 | 124,925,000 | 129,040,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 8,832,000 | 17,668,000 | 26,778,000 | 36,014,000 |
| Interest expense | 1,037,000 | 2,054,000 | 3,081,000 | 4,111,000 |
| Net interest income | 7,795,000 | 15,614,000 | 23,697,000 | 31,903,000 |
| Noninterest income | 616,000 | 1,354,000 | 2,095,000 | 3,105,000 |
| Noninterest expense | 4,792,000 | 9,486,000 | 14,148,000 | 18,940,000 |
| Provision for loan losses | -81,000 | 2,077,000 | 2,586,000 | 2,436,000 |
| Pretax income | 3,704,000 | 5,414,000 | 9,072,000 | 13,652,000 |
| Income tax | 1,453,000 | 2,133,000 | 3,580,000 | 5,387,000 |
| Net income | 2,251,000 | 3,281,000 | 5,492,000 | 8,265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,336,000 | 92,493,000 | 94,813,000 | 97,684,000 |
| Total capital | 97,549,000 | 101,266,000 | 101,770,000 | 103,148,000 |
| Risk-weighted assets | 870,235,000 | 892,968,000 | 894,380,000 | 921,096,000 |