Call reports 2013
VILLAGE BANK & TRUST, NATIONAL ASSOCIATION — 2013
What VILLAGE BANK & TRUST, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,011,660,000 | 986,355,000 | 955,030,000 | 1,006,363,000 |
| Total loans | 752,033,000 | 780,818,000 | 754,234,000 | 785,908,000 |
| Allowance for loan losses | 6,656,000 | 6,711,000 | 6,677,000 | 5,623,000 |
| Securities available for sale | 133,029,000 | 122,344,000 | 115,483,000 | 129,776,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 2,958,000 | 2,017,000 | 2,179,000 | 2,005,000 |
| Total deposits | 853,967,000 | 834,436,000 | 806,177,000 | 839,320,000 |
| Interest-bearing deposits | 743,545,000 | 710,842,000 | 680,818,000 | 697,138,000 |
| Noninterest-bearing deposits | 110,422,000 | 123,594,000 | 125,359,000 | 142,182,000 |
| Equity capital | 120,320,000 | 118,711,000 | 120,892,000 | 117,320,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 9,008,000 | 18,154,000 | 27,106,000 | 35,863,000 |
| Interest expense | 1,412,000 | 2,750,000 | 3,843,000 | 4,878,000 |
| Net interest income | 7,596,000 | 15,404,000 | 23,263,000 | 30,985,000 |
| Noninterest income | 873,000 | 1,395,000 | 1,966,000 | 2,606,000 |
| Noninterest expense | 4,345,000 | 8,950,000 | 13,318,000 | 17,916,000 |
| Provision for loan losses | 512,000 | 1,199,000 | 1,286,000 | 823,000 |
| Pretax income | 3,612,000 | 6,650,000 | 10,626,000 | 14,853,000 |
| Income tax | 1,421,000 | 2,623,000 | 4,200,000 | 5,888,000 |
| Net income | 2,191,000 | 4,027,000 | 6,426,000 | 8,965,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,782,000 | 88,742,000 | 91,243,000 | 88,961,000 |
| Total capital | 96,460,000 | 96,975,000 | 97,947,000 | 95,359,000 |
| Risk-weighted assets | 843,796,000 | 867,055,000 | 824,311,000 | 864,347,000 |