Call reports 2012
VILLAGE BANK & TRUST, NATIONAL ASSOCIATION — 2012
What VILLAGE BANK & TRUST, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 904,681,000 | 930,329,000 | 979,713,000 | 1,001,223,000 |
| Total loans | 667,585,000 | 690,293,000 | 707,487,000 | 721,275,000 |
| Allowance for loan losses | 5,012,000 | 6,476,000 | 6,283,000 | 6,329,000 |
| Securities available for sale | 141,568,000 | 76,466,000 | 77,186,000 | 125,538,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,673,000 | 2,126,000 | 2,372,000 | 2,239,000 |
| Total deposits | 721,522,000 | 763,604,000 | 806,876,000 | 847,869,000 |
| Interest-bearing deposits | 643,186,000 | 673,321,000 | 709,561,000 | 733,772,000 |
| Noninterest-bearing deposits | 78,336,000 | 90,283,000 | 97,315,000 | 114,097,000 |
| Equity capital | 113,835,000 | 115,142,000 | 119,609,000 | 120,600,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 8,725,000 | 17,449,000 | 26,271,000 | 35,279,000 |
| Interest expense | 1,632,000 | 3,165,000 | 4,736,000 | 6,263,000 |
| Net interest income | 7,093,000 | 14,284,000 | 21,535,000 | 29,016,000 |
| Noninterest income | 826,000 | 1,549,000 | 2,064,000 | 2,711,000 |
| Noninterest expense | 4,298,000 | 8,600,000 | 12,875,000 | 17,913,000 |
| Provision for loan losses | 857,000 | 3,058,000 | -703,000 | 755,000 |
| Pretax income | 2,758,000 | 4,271,000 | 11,570,000 | 13,674,000 |
| Income tax | 1,092,000 | 1,675,000 | 4,565,000 | 5,391,000 |
| Net income | 1,666,000 | 2,596,000 | 7,005,000 | 8,283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,479,000 | 80,533,000 | 85,068,000 | 86,435,000 |
| Total capital | 84,505,000 | 87,024,000 | 91,371,000 | 92,787,000 |
| Risk-weighted assets | 752,586,000 | 776,599,000 | 803,951,000 | 804,409,000 |