Call reports 2011
VILLAGE BANK & TRUST, NATIONAL ASSOCIATION — 2011
What VILLAGE BANK & TRUST, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 783,547,000 | 794,911,000 | 845,676,000 | 908,211,000 |
| Total loans | 536,690,000 | 545,589,000 | 563,281,000 | 625,222,000 |
| Allowance for loan losses | 6,056,000 | 5,752,000 | 5,962,000 | 5,036,000 |
| Securities available for sale | 128,541,000 | 99,877,000 | 82,620,000 | 90,969,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 621,120,000 | 618,018,000 | 668,915,000 | 728,015,000 |
| Interest-bearing deposits | 554,939,000 | 548,728,000 | 592,912,000 | 649,236,000 |
| Noninterest-bearing deposits | 66,181,000 | 69,290,000 | 76,003,000 | 78,779,000 |
| Equity capital | 108,854,000 | 110,349,000 | 111,249,000 | 112,452,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 8,281,000 | 16,219,000 | 24,421,000 | 32,704,000 |
| Interest expense | 1,734,000 | 3,435,000 | 5,174,000 | 6,901,000 |
| Net interest income | 6,547,000 | 12,784,000 | 19,247,000 | 25,803,000 |
| Noninterest income | 685,000 | 998,000 | 1,834,000 | 2,754,000 |
| Noninterest expense | 3,519,000 | 6,747,000 | 10,587,000 | 14,949,000 |
| Provision for loan losses | 490,000 | 2,175,000 | 3,953,000 | 4,707,000 |
| Pretax income | 3,223,000 | 4,920,000 | 6,618,000 | 9,015,000 |
| Income tax | 1,355,000 | 2,020,000 | 2,682,000 | 3,620,000 |
| Net income | 1,868,000 | 2,900,000 | 3,936,000 | 5,395,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,233,000 | 75,347,000 | 76,382,000 | 77,692,000 |
| Total capital | 80,298,000 | 81,110,000 | 82,357,000 | 82,743,000 |
| Risk-weighted assets | 604,406,000 | 616,743,000 | 645,081,000 | 707,533,000 |