Call reports 2010
VILLAGE BANK & TRUST, NATIONAL ASSOCIATION — 2010
What VILLAGE BANK & TRUST, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 799,449,000 | 792,356,000 | 810,438,000 | 788,923,000 |
| Total loans | 496,491,000 | 515,531,000 | 546,050,000 | 529,386,000 |
| Allowance for loan losses | 7,358,000 | 8,318,000 | 6,879,000 | 6,042,000 |
| Securities available for sale | 94,070,000 | 107,374,000 | 94,462,000 | 101,482,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 635,480,000 | 643,966,000 | 655,512,000 | 630,183,000 |
| Interest-bearing deposits | 574,007,000 | 579,099,000 | 591,716,000 | 566,226,000 |
| Noninterest-bearing deposits | 61,473,000 | 64,867,000 | 63,796,000 | 63,957,000 |
| Equity capital | 88,979,000 | 89,234,000 | 91,982,000 | 107,007,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 8,355,000 | 16,727,000 | 24,600,000 | 34,709,000 |
| Interest expense | 2,861,000 | 5,316,000 | 7,579,000 | 9,590,000 |
| Net interest income | 5,494,000 | 11,411,000 | 17,021,000 | 25,119,000 |
| Noninterest income | 344,000 | 467,000 | 796,000 | 636,000 |
| Noninterest expense | 4,278,000 | 8,567,000 | 12,902,000 | 17,013,000 |
| Provision for loan losses | 3,515,000 | 5,225,000 | 5,651,000 | 8,214,000 |
| Pretax income | -1,879,000 | -1,838,000 | -179,000 | 1,090,000 |
| Income tax | -732,000 | -730,000 | -95,000 | 198,000 |
| Net income | -1,147,000 | -1,108,000 | -84,000 | 892,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,472,000 | 53,607,000 | 56,721,000 | 72,284,000 |
| Total capital | 71,459,000 | 71,782,000 | 76,609,000 | 78,335,000 |
| Risk-weighted assets | 560,944,000 | 572,885,000 | 604,852,000 | 591,293,000 |