Call reports 2003

VILLAGE BANK & TRUST, NATIONAL ASSOCIATION — 2003

Name: VILLAGE BANK & TRUST, NATIONAL ASSOCIATION — FFIEC call report 2003
Creator: VILLAGE BANK & TRUST, NATIONAL ASSOCIATION

What VILLAGE BANK & TRUST, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/8216eac9-cf49-40b4-bc6c-6ee86e1c8de9/2003

Balance sheet

What the bank holds and owes at quarter end

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Total assets	71,647,000	73,959,000	79,428,000	99,283,000
Total loans	49,598,000	51,610,000	50,346,000	51,308,000
Allowance for loan losses	602,000	618,000	645,000	623,000
Securities available for sale	9,803,000	9,568,000	9,474,000	9,384,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	65,445,000	67,250,000	71,671,000	85,199,000
Interest-bearing deposits	55,325,000	58,705,000	59,235,000	72,369,000
Noninterest-bearing deposits	10,120,000	8,545,000	12,436,000	12,830,000
Equity capital	4,813,000	4,930,000	4,941,000	11,907,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Interest income	944,000	1,891,000	2,825,000	3,754,000
Interest expense	343,000	678,000	998,000	1,277,000
Net interest income	601,000	1,213,000	1,827,000	2,477,000
Noninterest income	107,000	244,000	357,000	555,000
Noninterest expense	568,000	1,125,000	1,776,000	2,435,000
Provision for loan losses	30,000	60,000	90,000	152,000
Pretax income	110,000	327,000	373,000	500,000
Income tax	38,000	114,000	130,000	93,000
Net income	72,000	213,000	243,000	407,000

Basel measures — not reported for every quarter

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Tier 1 capital	4,666,000	4,807,000	4,837,000	6,009,000
Total capital	5,268,000	5,425,000	5,482,000	6,632,000
Risk-weighted assets	51,001,000	52,776,000	53,119,000	55,693,000