Call reports 2001
VILLAGE BANK & TRUST, NATIONAL ASSOCIATION — 2001
What VILLAGE BANK & TRUST, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 55,221,000 | 55,864,000 | 55,216,000 | 59,729,000 |
| Total loans | 39,244,000 | 38,825,000 | 40,639,000 | 40,853,000 |
| Allowance for loan losses | 639,000 | 574,000 | 611,000 | 632,000 |
| Securities available for sale | 4,028,000 | 4,053,000 | 4,102,000 | 4,086,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,539,000 | 49,426,000 | 49,257,000 | 54,450,000 |
| Interest-bearing deposits | 41,373,000 | 40,330,000 | 41,850,000 | 42,766,000 |
| Noninterest-bearing deposits | 9,166,000 | 9,096,000 | 7,407,000 | 11,684,000 |
| Equity capital | 4,240,000 | 4,138,000 | 4,132,000 | 3,815,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,083,000 | 1,996,000 | 2,936,000 | 3,776,000 |
| Interest expense | 602,000 | 1,106,000 | 1,598,000 | 2,058,000 |
| Net interest income | 481,000 | 890,000 | 1,338,000 | 1,718,000 |
| Noninterest income | 90,000 | 160,000 | 230,000 | 306,000 |
| Noninterest expense | 610,000 | 1,207,000 | 1,845,000 | 2,552,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | -69,000 | -200,000 | -238,000 | -519,000 |
| Income tax | -22,000 | -65,000 | -93,000 | -56,000 |
| Net income | -47,000 | -135,000 | -145,000 | -463,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,230,000 | 4,142,000 | 4,132,000 | 3,740,000 |
| Total capital | 4,737,000 | 4,658,000 | 4,656,000 | 4,270,000 |
| Risk-weighted assets | 40,406,000 | 41,631,000 | 41,818,000 | 42,264,000 |