Call reports 2023
NOKOMIS SAVINGS BANK — 2023
What NOKOMIS SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 |
|---|---|---|---|
| Total assets | 27,956,000 | 27,181,000 | 24,919,000 |
| Total loans | 11,237,000 | 10,665,000 | 8,576,000 |
| Allowance for loan losses | 117,000 | 121,000 | 133,000 |
| Securities available for sale | 13,969,000 | 13,863,000 | 13,145,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 20,923,000 | 20,281,000 | 19,209,000 |
| Interest-bearing deposits | 19,309,000 | 18,588,000 | 18,032,000 |
| Noninterest-bearing deposits | 1,614,000 | 1,693,000 | 1,177,000 |
| Equity capital | 1,696,000 | 1,503,000 | 352,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 |
|---|---|---|---|
| Interest income | 248,000 | 472,000 | 570,000 |
| Interest expense | 83,000 | 193,000 | 311,000 |
| Net interest income | 165,000 | 279,000 | 259,000 |
| Noninterest income | 28,000 | 35,000 | 37,000 |
| Noninterest expense | 452,000 | 918,000 | 1,287,000 |
| Provision for loan losses | 2,000 | 9,000 | 14,000 |
| Pretax income | -261,000 | -613,000 | -1,005,000 |
| Income tax | -1,000 | 0 | -19,000 |
| Net income | -260,000 | -613,000 | -986,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 |
|---|---|---|---|
| Tier 1 capital | 4,720,000 | 4,366,000 | 3,995,000 |