Call reports 2022
NOKOMIS SAVINGS BANK — 2022
What NOKOMIS SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 30,880,000 | 29,113,000 | 28,553,000 | 28,389,000 |
| Total loans | 13,245,000 | 12,192,000 | 12,152,000 | 12,099,000 |
| Allowance for loan losses | 136,000 | 140,000 | 143,000 | 148,000 |
| Securities available for sale | 14,462,000 | 14,224,000 | 13,691,000 | 13,799,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,773,000 | 23,114,000 | 22,357,000 | 21,257,000 |
| Interest-bearing deposits | 21,699,000 | 21,690,000 | 20,822,000 | 19,868,000 |
| Noninterest-bearing deposits | 1,074,000 | 1,424,000 | 1,535,000 | 1,389,000 |
| Equity capital | 3,646,000 | 2,433,000 | 2,138,000 | 2,243,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 220,000 | 392,000 | 624,000 | 874,000 |
| Interest expense | 47,000 | 92,000 | 141,000 | 206,000 |
| Net interest income | 173,000 | 300,000 | 483,000 | 668,000 |
| Noninterest income | 11,000 | 22,000 | 40,000 | 49,000 |
| Noninterest expense | 167,000 | 330,000 | 487,000 | 674,000 |
| Provision for loan losses | 5,000 | 9,000 | 14,000 | 18,000 |
| Pretax income | 12,000 | -17,000 | 22,000 | 25,000 |
| Income tax | 0 | 1,000 | 0 | 0 |
| Net income | 12,000 | -18,000 | 22,000 | 25,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,023,000 | 4,993,000 | 5,034,000 | 4,981,000 |