Call reports 2021
NOKOMIS SAVINGS BANK — 2021
What NOKOMIS SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 35,755,000 | 33,199,000 | 33,426,000 | 32,622,000 |
| Total loans | 15,317,000 | 14,599,000 | 14,461,000 | 14,212,000 |
| Allowance for loan losses | 118,000 | 122,000 | 127,000 | 131,000 |
| Securities available for sale | 13,268,000 | 14,829,000 | 15,336,000 | 15,270,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,984,000 | 23,107,000 | 23,059,000 | 22,573,000 |
| Interest-bearing deposits | 21,769,000 | 22,215,000 | 22,259,000 | 21,713,000 |
| Noninterest-bearing deposits | 1,215,000 | 892,000 | 800,000 | 860,000 |
| Equity capital | 4,668,000 | 5,016,000 | 5,111,000 | 4,959,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 219,000 | 456,000 | 622,000 | 855,000 |
| Interest expense | 67,000 | 128,000 | 185,000 | 239,000 |
| Net interest income | 152,000 | 328,000 | 437,000 | 616,000 |
| Noninterest income | 7,000 | 14,000 | 86,000 | 92,000 |
| Noninterest expense | 171,000 | 359,000 | 493,000 | 666,000 |
| Provision for loan losses | 4,000 | 9,000 | 13,000 | 18,000 |
| Pretax income | -16,000 | -26,000 | 17,000 | 24,000 |
| Income tax | -4,000 | -4,000 | -20,000 | -18,000 |
| Net income | -12,000 | -22,000 | 37,000 | 42,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,966,000 | 4,957,000 | 5,016,000 | 5,011,000 |