Call reports 2020
NOKOMIS SAVINGS BANK — 2020
What NOKOMIS SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 30,145,000 | 34,805,000 | 33,908,000 | 33,643,000 |
| Total loans | 18,742,000 | 17,988,000 | 16,793,000 | 16,040,000 |
| Allowance for loan losses | 95,000 | 98,000 | 108,000 | 113,000 |
| Securities available for sale | 8,570,000 | 9,937,000 | 12,210,000 | 12,656,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,898,000 | 20,498,000 | 20,689,000 | 20,424,000 |
| Interest-bearing deposits | 19,201,000 | 19,688,000 | 19,856,000 | 19,614,000 |
| Noninterest-bearing deposits | 697,000 | 810,000 | 833,000 | 810,000 |
| Equity capital | 4,925,000 | 5,229,000 | 5,116,000 | 5,120,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 276,000 | 556,000 | 747,000 | 974,000 |
| Interest expense | 87,000 | 170,000 | 249,000 | 317,000 |
| Net interest income | 189,000 | 386,000 | 498,000 | 657,000 |
| Noninterest income | 7,000 | 10,000 | 18,000 | 44,000 |
| Noninterest expense | 158,000 | 352,000 | 504,000 | 671,000 |
| Provision for loan losses | 3,000 | 6,000 | 19,000 | 24,000 |
| Pretax income | 28,000 | 29,000 | -16,000 | -1,000 |
| Income tax | 12,000 | 10,000 | -5,000 | -2,000 |
| Net income | 16,000 | 19,000 | -11,000 | 1,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,997,000 | 4,999,000 | 4,972,000 | 4,979,000 |