Call reports 2018
NOKOMIS SAVINGS BANK — 2018
What NOKOMIS SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 26,188,000 | 25,890,000 | 26,217,000 | 26,588,000 |
| Total loans | 17,745,000 | 17,823,000 | 17,748,000 | 18,015,000 |
| Allowance for loan losses | 70,000 | 75,000 | 81,000 | 84,000 |
| Securities available for sale | 6,137,000 | 6,079,000 | 5,947,000 | 7,065,000 |
| Securities held to maturity | 112,000 | 104,000 | 94,000 | 87,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,840,000 | 18,562,000 | 17,863,000 | 17,876,000 |
| Interest-bearing deposits | 17,795,000 | 17,681,000 | 17,162,000 | 17,134,000 |
| Noninterest-bearing deposits | 1,045,000 | 881,000 | 701,000 | 742,000 |
| Equity capital | 4,577,000 | 4,546,000 | 4,573,000 | 4,672,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 224,000 | 484,000 | 702,000 | 960,000 |
| Interest expense | 41,000 | 95,000 | 137,000 | 198,000 |
| Net interest income | 183,000 | 389,000 | 565,000 | 762,000 |
| Noninterest income | 5,000 | 9,000 | 14,000 | 19,000 |
| Noninterest expense | 171,000 | 338,000 | 482,000 | 645,000 |
| Provision for loan losses | 6,000 | 12,000 | 17,000 | 21,000 |
| Pretax income | 11,000 | 20,000 | 64,000 | 99,000 |
| Income tax | 3,000 | 13,000 | 20,000 | 28,000 |
| Net income | 8,000 | 7,000 | 44,000 | 71,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,837,000 | 4,834,000 | 4,872,000 | 4,899,000 |
| Total capital | 4,907,000 | 4,906,000 | 4,948,000 | 4,977,000 |
| Risk-weighted assets | 5,776,000 | 5,817,000 | 6,134,000 | 6,253,000 |