Call reports 2017
NOKOMIS SAVINGS BANK — 2017
What NOKOMIS SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 25,858,000 | 26,224,000 | 26,051,000 | 26,109,000 |
| Total loans | 17,247,000 | 17,462,000 | 17,979,000 | 17,822,000 |
| Allowance for loan losses | 46,000 | 52,000 | 58,000 | 64,000 |
| Securities available for sale | 7,084,000 | 7,195,000 | 6,459,000 | 6,362,000 |
| Securities held to maturity | 152,000 | 142,000 | 132,000 | 125,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,003,000 | 18,753,000 | 18,268,000 | 18,600,000 |
| Interest-bearing deposits | 18,359,000 | 18,165,000 | 17,735,000 | 17,584,000 |
| Noninterest-bearing deposits | 644,000 | 588,000 | 533,000 | 1,016,000 |
| Equity capital | 4,585,000 | 4,695,000 | 4,744,000 | 4,703,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 216,000 | 426,000 | 670,000 | 903,000 |
| Interest expense | 34,000 | 71,000 | 108,000 | 149,000 |
| Net interest income | 182,000 | 355,000 | 562,000 | 754,000 |
| Noninterest income | 5,000 | 10,000 | 16,000 | 21,000 |
| Noninterest expense | 154,000 | 316,000 | 458,000 | 616,000 |
| Provision for loan losses | 2,000 | 8,000 | 14,000 | 20,000 |
| Pretax income | 31,000 | 41,000 | 106,000 | 139,000 |
| Income tax | 2,000 | 6,000 | 15,000 | 24,000 |
| Net income | 29,000 | 35,000 | 91,000 | 115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,739,000 | 4,745,000 | 4,801,000 | 4,826,000 |
| Total capital | 4,785,000 | 4,797,000 | 4,859,000 | 4,890,000 |
| Risk-weighted assets | 6,089,000 | 5,951,000 | 6,920,000 | 6,954,000 |