Call reports 2016
NOKOMIS SAVINGS BANK — 2016
What NOKOMIS SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 28,468,000 | 27,455,000 | 26,165,000 | 25,943,000 |
| Total loans | 13,378,000 | 13,998,000 | 15,941,000 | 16,377,000 |
| Allowance for loan losses | 58,000 | 58,000 | 58,000 | 58,000 |
| Securities available for sale | 11,917,000 | 10,023,000 | 7,640,000 | 7,110,000 |
| Securities held to maturity | 202,000 | 187,000 | 174,000 | 164,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,457,000 | 19,827,000 | 19,066,000 | 19,153,000 |
| Interest-bearing deposits | 16,602,000 | 19,149,000 | 18,568,000 | 18,542,000 |
| Noninterest-bearing deposits | 3,855,000 | 678,000 | 498,000 | 611,000 |
| Equity capital | 4,740,000 | 4,853,000 | 4,777,000 | 4,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 199,000 | 427,000 | 553,000 | 834,000 |
| Interest expense | 39,000 | 78,000 | 103,000 | 151,000 |
| Net interest income | 160,000 | 349,000 | 450,000 | 683,000 |
| Noninterest income | 5,000 | 12,000 | 16,000 | 24,000 |
| Noninterest expense | 140,000 | 287,000 | 382,000 | 585,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 25,000 | 79,000 | 103,000 | 122,000 |
| Income tax | 7,000 | 29,000 | 41,000 | 41,000 |
| Net income | 18,000 | 50,000 | 62,000 | 81,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,639,000 | 4,679,000 | 4,720,000 | 4,710,000 |
| Total capital | 4,692,000 | 4,737,000 | 4,778,000 | 4,768,000 |
| Risk-weighted assets | 4,239,000 | 5,005,000 | 5,087,000 | 5,942,000 |