Call reports 2012
NOKOMIS SAVINGS BANK — 2012
What NOKOMIS SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 29,482,000 | 29,797,000 | 29,460,000 | 29,670,000 |
| Total loans | 14,815,000 | 15,410,000 | 16,043,000 | 16,738,000 |
| Allowance for loan losses | 45,000 | 50,000 | 50,000 | 54,000 |
| Securities available for sale | 11,677,000 | 11,361,000 | 10,738,000 | 10,889,000 |
| Securities held to maturity | 679,000 | 631,000 | 555,000 | 540,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,426,000 | 20,519,000 | 20,351,000 | 20,632,000 |
| Interest-bearing deposits | 19,928,000 | 20,060,000 | 20,062,000 | 20,229,000 |
| Noninterest-bearing deposits | 498,000 | 459,000 | 289,000 | 403,000 |
| Equity capital | 4,226,000 | 4,371,000 | 4,415,000 | 4,462,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 171,000 | 548,000 | 807,000 | 1,085,000 |
| Interest expense | 52,000 | 153,000 | 222,000 | 287,000 |
| Net interest income | 119,000 | 395,000 | 585,000 | 798,000 |
| Noninterest income | 2,000 | 8,000 | 11,000 | 17,000 |
| Noninterest expense | 93,000 | 275,000 | 407,000 | 555,000 |
| Provision for loan losses | 5,000 | 10,000 | 10,000 | 14,000 |
| Pretax income | 104,000 | 209,000 | 201,000 | 307,000 |
| Income tax | 49,000 | 100,000 | 71,000 | 105,000 |
| Net income | 55,000 | 109,000 | 130,000 | 202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,850,000 | 3,909,000 | 3,980,000 | 4,052,000 |
| Total capital | 3,895,000 | 3,959,000 | 4,028,000 | 4,098,000 |
| Risk-weighted assets | 5,119,000 | 4,336,000 | 3,824,000 | 3,692,000 |