Call reports 2003
NOKOMIS SAVINGS BANK — 2003
What NOKOMIS SAVINGS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 27,551,000 | 27,814,000 | 28,466,000 | 28,888,000 |
| Total loans | 13,221,000 | 12,689,000 | 12,329,000 | 10,953,000 |
| Allowance for loan losses | 35,000 | 35,000 | 35,000 | 35,000 |
| Securities available for sale | 10,444,000 | 10,210,000 | 11,340,000 | 11,422,000 |
| Securities held to maturity | 2,122,000 | 2,811,000 | 2,840,000 | 3,385,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,411,000 | 17,600,000 | 17,387,000 | 17,763,000 |
| Interest-bearing deposits | 17,232,000 | 17,416,000 | 17,187,000 | 17,591,000 |
| Noninterest-bearing deposits | 179,000 | 184,000 | 200,000 | 172,000 |
| Equity capital | 3,039,000 | 3,096,000 | 2,996,000 | 3,059,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 360,000 | 694,000 | 991,000 | 1,344,000 |
| Interest expense | 212,000 | 417,000 | 620,000 | 819,000 |
| Net interest income | 148,000 | 277,000 | 371,000 | 525,000 |
| Noninterest income | 2,000 | 5,000 | 16,000 | 20,000 |
| Noninterest expense | 94,000 | 201,000 | 329,000 | 433,000 |
| Provision for loan losses | 1,000 | 1,000 | 1,000 | 1,000 |
| Pretax income | 82,000 | 124,000 | 119,000 | 179,000 |
| Income tax | 19,000 | 32,000 | 19,000 | 36,000 |
| Net income | 63,000 | 92,000 | 100,000 | 143,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,022,000 | 3,051,000 | 3,044,000 | 3,085,000 |
| Total capital | 3,057,000 | 3,086,000 | 3,079,000 | 3,120,000 |
| Risk-weighted assets | 4,170,000 | 3,882,000 | 3,991,000 | 4,077,000 |