Call reports 2004
FIRST NATIONAL BANK OF THROCKMORTON, THE — 2004
What FIRST NATIONAL BANK OF THROCKMORTON, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 21,794,000 | 21,801,000 | 21,270,000 | 21,491,000 |
| Total loans | 7,048,000 | 7,093,000 | 7,981,000 | 8,461,000 |
| Allowance for loan losses | 155,000 | 156,000 | 156,000 | 145,000 |
| Securities available for sale | 5,247,000 | 5,128,000 | 5,132,000 | 5,072,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,520,000 | 19,572,000 | 18,965,000 | 19,368,000 |
| Interest-bearing deposits | 16,927,000 | 17,083,000 | 16,340,000 | 16,597,000 |
| Noninterest-bearing deposits | 2,594,000 | 2,489,000 | 2,625,000 | 2,771,000 |
| Equity capital | 2,212,000 | 2,156,000 | 2,229,000 | 2,068,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 180,000 | 343,000 | 522,000 | 718,000 |
| Interest expense | 35,000 | 69,000 | 101,000 | 135,000 |
| Net interest income | 145,000 | 274,000 | 421,000 | 583,000 |
| Noninterest income | 18,000 | 33,000 | 51,000 | 70,000 |
| Noninterest expense | 104,000 | 212,000 | 324,000 | 428,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 59,000 | 95,000 | 148,000 | 225,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 59,000 | 95,000 | 148,000 | 225,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,151,000 | 2,185,000 | 2,224,000 | 2,093,000 |
| Total capital | 2,276,000 | 2,311,000 | 2,358,000 | 2,232,000 |
| Risk-weighted assets | 9,987,000 | 10,057,000 | 10,699,000 | 11,115,000 |