Call reports 2025
COMMERCIAL BANK OF CALIFORNIA — 2025
What COMMERCIAL BANK OF CALIFORNIA reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 3,625,686,000 | 3,698,411,000 | 3,846,280,000 | 3,701,611,000 |
| Total loans | 2,566,620,000 | 2,618,072,000 | 2,663,464,000 | 2,760,214,000 |
| Allowance for loan losses | 30,615,000 | 31,344,000 | 30,867,000 | 32,266,000 |
| Securities available for sale | 460,750,000 | 435,305,000 | 508,606,000 | 542,679,000 |
| Securities held to maturity | 33,710,000 | 33,676,000 | 33,642,000 | 46,664,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,991,239,000 | 3,051,294,000 | 3,224,198,000 | 3,069,453,000 |
| Interest-bearing deposits | 1,868,449,000 | 1,802,724,000 | 1,871,392,000 | 1,866,123,000 |
| Noninterest-bearing deposits | 1,122,790,000 | 1,248,570,000 | 1,352,806,000 | 1,203,330,000 |
| Equity capital | 305,164,000 | 314,131,000 | 331,715,000 | 343,808,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 48,884,000 | 100,636,000 | 154,880,000 | 207,220,000 |
| Interest expense | 18,718,000 | 37,832,000 | 56,952,000 | 74,813,000 |
| Net interest income | 30,166,000 | 62,804,000 | 97,928,000 | 132,407,000 |
| Noninterest income | 4,431,000 | 11,308,000 | 16,423,000 | 22,013,000 |
| Noninterest expense | 21,937,000 | 46,421,000 | 70,357,000 | 91,559,000 |
| Provision for loan losses | 944,000 | 1,933,000 | 2,729,000 | 4,389,000 |
| Pretax income | 12,409,000 | 26,331,000 | 41,856,000 | 59,385,000 |
| Income tax | 3,577,000 | 7,585,000 | 12,056,000 | 16,836,000 |
| Net income | 8,832,000 | 18,746,000 | 29,800,000 | 42,549,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 314,260,000 | 323,745,000 | 335,886,000 | 347,468,000 |
| Total capital | 345,571,000 | 355,896,000 | 367,538,000 | 380,618,000 |
| Risk-weighted assets | 2,914,462,000 | 2,941,926,000 | 2,998,350,000 | 3,046,034,000 |