Call reports 2024
COMMERCIAL BANK OF CALIFORNIA — 2024
What COMMERCIAL BANK OF CALIFORNIA reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 2,438,690,000 | 2,479,083,000 | 2,531,539,000 | 3,537,560,000 |
| Total loans | 1,744,185,000 | 1,696,255,000 | 1,781,788,000 | 2,514,473,000 |
| Allowance for loan losses | 19,251,000 | 19,015,000 | 19,874,000 | 30,497,000 |
| Securities available for sale | 367,205,000 | 358,202,000 | 357,300,000 | 470,098,000 |
| Securities held to maturity | 60,737,000 | 60,735,000 | 55,733,000 | 43,730,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,997,268,000 | 2,027,101,000 | 2,062,015,000 | 2,857,159,000 |
| Interest-bearing deposits | 1,104,249,000 | 1,164,379,000 | 1,197,309,000 | 1,710,447,000 |
| Noninterest-bearing deposits | 893,019,000 | 862,722,000 | 864,706,000 | 1,146,712,000 |
| Equity capital | 172,605,000 | 180,278,000 | 194,548,000 | 291,809,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 33,853,000 | 68,145,000 | 103,886,000 | 148,756,000 |
| Interest expense | 14,883,000 | 28,878,000 | 44,591,000 | 61,706,000 |
| Net interest income | 18,970,000 | 39,267,000 | 59,295,000 | 87,050,000 |
| Noninterest income | 4,019,000 | 7,868,000 | 12,763,000 | 17,783,000 |
| Noninterest expense | 15,269,000 | 31,386,000 | 47,395,000 | 72,711,000 |
| Provision for loan losses | 851,000 | 1,399,000 | 2,902,000 | 9,947,000 |
| Pretax income | 7,314,000 | 14,640,000 | 22,280,000 | 22,512,000 |
| Income tax | 2,193,000 | 4,511,000 | 6,774,000 | 6,774,000 |
| Net income | 5,121,000 | 10,129,000 | 15,506,000 | 15,738,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 199,500,000 | 204,915,000 | 210,676,000 | 305,967,000 |
| Total capital | 219,456,000 | 224,790,000 | 231,181,000 | 337,278,000 |
| Risk-weighted assets | 1,987,440,000 | 1,947,896,000 | 2,017,608,000 | 2,895,818,000 |