Call reports 2023
COMMERCIAL BANK OF CALIFORNIA — 2023
What COMMERCIAL BANK OF CALIFORNIA reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 2,198,157,000 | 2,253,272,000 | 2,254,831,000 | 2,425,518,000 |
| Total loans | 1,540,355,000 | 1,569,843,000 | 1,623,082,000 | 1,726,102,000 |
| Allowance for loan losses | 18,118,000 | 18,918,000 | 19,399,000 | 19,257,000 |
| Securities available for sale | 373,577,000 | 361,365,000 | 378,648,000 | 385,421,000 |
| Securities held to maturity | 60,743,000 | 60,741,000 | 60,740,000 | 60,739,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,820,060,000 | 1,869,037,000 | 1,819,543,000 | 1,890,241,000 |
| Interest-bearing deposits | 974,017,000 | 998,779,000 | 994,452,000 | 1,066,764,000 |
| Noninterest-bearing deposits | 846,043,000 | 870,258,000 | 825,091,000 | 823,477,000 |
| Equity capital | 154,732,000 | 157,427,000 | 154,549,000 | 169,914,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 25,297,000 | 52,504,000 | 80,398,000 | 110,828,000 |
| Interest expense | 9,015,000 | 19,805,000 | 30,844,000 | 42,870,000 |
| Net interest income | 16,282,000 | 32,699,000 | 49,554,000 | 67,958,000 |
| Noninterest income | 3,643,000 | 8,058,000 | 12,173,000 | 16,535,000 |
| Noninterest expense | 14,778,000 | 29,162,000 | 43,339,000 | 57,021,000 |
| Provision for loan losses | 348,000 | 2,005,000 | 3,583,000 | 5,775,000 |
| Pretax income | 4,049,000 | 8,824,000 | 14,140,000 | 21,289,000 |
| Income tax | 1,168,000 | 2,532,000 | 4,043,000 | 6,165,000 |
| Net income | 2,881,000 | 6,292,000 | 10,097,000 | 15,124,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 180,166,000 | 184,101,000 | 188,440,000 | 193,937,000 |
| Total capital | 199,309,000 | 204,039,000 | 208,893,000 | 213,991,000 |
| Risk-weighted assets | 1,764,866,000 | 1,814,368,000 | 1,883,844,000 | 1,970,800,000 |