Call reports 2022
COMMERCIAL BANK OF CALIFORNIA — 2022
What COMMERCIAL BANK OF CALIFORNIA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,972,180,000 | 1,940,881,000 | 1,929,480,000 | 2,129,693,000 |
| Total loans | 1,205,519,000 | 1,293,373,000 | 1,365,781,000 | 1,466,795,000 |
| Allowance for loan losses | 17,377,000 | 17,368,000 | 17,605,000 | 18,052,000 |
| Securities available for sale | 391,144,000 | 385,502,000 | 378,994,000 | 372,392,000 |
| Securities held to maturity | 24,655,000 | 24,685,000 | 58,744,000 | 60,743,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,792,177,000 | 1,771,415,000 | 1,743,374,000 | 1,795,290,000 |
| Interest-bearing deposits | 877,043,000 | 848,087,000 | 851,010,000 | 918,565,000 |
| Noninterest-bearing deposits | 915,134,000 | 923,328,000 | 892,364,000 | 876,725,000 |
| Equity capital | 155,829,000 | 145,916,000 | 140,429,000 | 148,406,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 15,144,000 | 32,530,000 | 52,663,000 | 76,002,000 |
| Interest expense | 1,506,000 | 3,030,000 | 5,234,000 | 11,225,000 |
| Net interest income | 13,638,000 | 29,500,000 | 47,429,000 | 64,777,000 |
| Noninterest income | 4,234,000 | 8,560,000 | 13,275,000 | 17,335,000 |
| Noninterest expense | 12,678,000 | 26,495,000 | 40,317,000 | 53,829,000 |
| Provision for loan losses | 250,000 | 525,000 | 1,250,000 | 3,000,000 |
| Pretax income | 4,944,000 | 11,040,000 | 19,137,000 | 25,283,000 |
| Income tax | 1,404,000 | 3,168,000 | 5,557,000 | 7,431,000 |
| Net income | 3,540,000 | 7,872,000 | 13,580,000 | 17,852,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 162,324,000 | 166,734,000 | 172,862,000 | 177,071,000 |
| Total capital | — | — | 191,622,000 | 196,278,000 |
| Risk-weighted assets | — | — | 1,605,728,000 | 1,698,714,000 |