Call reports 2021
COMMERCIAL BANK OF CALIFORNIA — 2021
What COMMERCIAL BANK OF CALIFORNIA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,645,773,000 | 1,691,768,000 | 1,764,126,000 | 2,028,541,000 |
| Total loans | 1,164,684,000 | 1,117,220,000 | 1,096,201,000 | 1,176,565,000 |
| Allowance for loan losses | 15,457,000 | 16,467,000 | 17,294,000 | 17,300,000 |
| Securities available for sale | 102,458,000 | 167,472,000 | 242,410,000 | 253,863,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,421,771,000 | 1,522,673,000 | 1,589,113,000 | 1,704,760,000 |
| Interest-bearing deposits | 677,403,000 | 701,491,000 | 789,434,000 | 852,141,000 |
| Noninterest-bearing deposits | 744,368,000 | 821,181,000 | 799,679,000 | 852,619,000 |
| Equity capital | 140,165,000 | 145,958,000 | 160,620,000 | 164,999,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 12,276,000 | 25,738,000 | 39,377,000 | 53,657,000 |
| Interest expense | 1,261,000 | 2,437,000 | 3,740,000 | 5,076,000 |
| Net interest income | 11,015,000 | 23,301,000 | 35,637,000 | 48,581,000 |
| Noninterest income | 6,118,000 | 10,558,000 | 14,143,000 | 18,838,000 |
| Noninterest expense | 11,058,000 | 22,412,000 | 32,672,000 | 43,397,000 |
| Provision for loan losses | 300,000 | 1,200,000 | 2,050,000 | 2,050,000 |
| Pretax income | 5,775,000 | 10,247,000 | 15,058,000 | 21,972,000 |
| Income tax | 1,634,000 | 2,662,000 | 3,986,000 | 5,968,000 |
| Net income | 4,141,000 | 7,585,000 | 11,072,000 | 16,004,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 135,165,000 | 140,275,000 | 155,814,000 | 158,705,000 |