Call reports 2020
COMMERCIAL BANK OF CALIFORNIA — 2020
What COMMERCIAL BANK OF CALIFORNIA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,048,656,000 | 1,427,144,000 | 1,587,533,000 | 1,613,806,000 |
| Total loans | 824,980,000 | 1,020,162,000 | 1,039,260,000 | 1,054,397,000 |
| Allowance for loan losses | 11,379,000 | 13,882,000 | 14,597,000 | 15,188,000 |
| Securities available for sale | 87,799,000 | 87,453,000 | 87,635,000 | 95,063,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 929,943,000 | 1,203,151,000 | 1,355,612,000 | 1,382,724,000 |
| Interest-bearing deposits | 484,760,000 | 652,680,000 | 727,311,000 | 727,495,000 |
| Noninterest-bearing deposits | 445,183,000 | 550,471,000 | 628,301,000 | 655,229,000 |
| Equity capital | 108,888,000 | 110,791,000 | 118,288,000 | 136,583,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 11,583,000 | 22,899,000 | 34,816,000 | 46,800,000 |
| Interest expense | 1,289,000 | 2,412,000 | 3,710,000 | 5,060,000 |
| Net interest income | 10,294,000 | 20,487,000 | 31,106,000 | 41,740,000 |
| Noninterest income | 2,250,000 | 4,459,000 | 7,217,000 | 9,751,000 |
| Noninterest expense | 9,962,000 | 18,339,000 | 28,330,000 | 37,862,000 |
| Provision for loan losses | 1,075,000 | 3,575,000 | 4,325,000 | 5,025,000 |
| Pretax income | 1,588,000 | 3,113,000 | 5,749,000 | 8,685,000 |
| Income tax | 449,000 | 835,000 | 1,553,000 | 2,303,000 |
| Net income | 1,139,000 | 2,278,000 | 4,196,000 | 6,382,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 103,853,000 | 105,061,000 | 112,641,000 | 130,881,000 |