Call reports 2019
COMMERCIAL BANK OF CALIFORNIA — 2019
What COMMERCIAL BANK OF CALIFORNIA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 965,477,000 | 977,755,000 | 1,016,735,000 | 1,084,381,000 |
| Total loans | 701,822,000 | 728,306,000 | 746,207,000 | 778,857,000 |
| Allowance for loan losses | 10,149,000 | 10,062,000 | 10,012,000 | 10,351,000 |
| Securities available for sale | 84,269,000 | 73,076,000 | 91,641,000 | 97,258,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 853,751,000 | 864,849,000 | 901,048,000 | 966,853,000 |
| Interest-bearing deposits | 537,189,000 | 491,521,000 | 459,029,000 | 496,690,000 |
| Noninterest-bearing deposits | 316,562,000 | 373,328,000 | 442,019,000 | 470,163,000 |
| Equity capital | 98,447,000 | 100,973,000 | 103,315,000 | 107,013,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 10,993,000 | 22,989,000 | 34,725,000 | 46,514,000 |
| Interest expense | 1,589,000 | 3,238,000 | 4,686,000 | 6,012,000 |
| Net interest income | 9,404,000 | 19,751,000 | 30,039,000 | 40,502,000 |
| Noninterest income | 2,641,000 | 5,599,000 | 8,213,000 | 14,258,000 |
| Noninterest expense | 10,027,000 | 20,722,000 | 30,510,000 | 41,068,000 |
| Provision for loan losses | 0 | 0 | 75,000 | 875,000 |
| Pretax income | 2,018,000 | 4,567,000 | 7,606,000 | 12,756,000 |
| Income tax | 622,000 | 1,320,000 | 2,208,000 | 3,578,000 |
| Net income | 1,396,000 | 3,247,000 | 5,398,000 | 9,178,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,720,000 | 96,641,000 | 98,867,000 | 102,717,000 |
| Total capital | 104,606,000 | 107,020,000 | 109,309,000 | 113,573,000 |
| Risk-weighted assets | 790,290,000 | 830,273,000 | 851,393,000 | 892,507,000 |