Call reports 2018
COMMERCIAL BANK OF CALIFORNIA — 2018
What COMMERCIAL BANK OF CALIFORNIA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 816,050,000 | 903,193,000 | 916,777,000 | 986,712,000 |
| Total loans | 614,947,000 | 606,363,000 | 652,526,000 | 694,211,000 |
| Allowance for loan losses | 9,395,000 | 8,256,000 | 10,044,000 | 10,194,000 |
| Securities available for sale | 86,214,000 | 88,214,000 | 91,807,000 | 89,186,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 646,387,000 | 798,899,000 | 810,517,000 | 878,092,000 |
| Interest-bearing deposits | 405,834,000 | 498,709,000 | 493,328,000 | 535,925,000 |
| Noninterest-bearing deposits | 240,553,000 | 300,190,000 | 317,189,000 | 342,167,000 |
| Equity capital | 90,824,000 | 92,478,000 | 94,310,000 | 96,185,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 9,428,000 | 18,623,000 | 29,143,000 | 39,856,000 |
| Interest expense | 805,000 | 1,637,000 | 2,847,000 | 4,151,000 |
| Net interest income | 8,623,000 | 16,986,000 | 26,296,000 | 35,705,000 |
| Noninterest income | 2,873,000 | 6,437,000 | 9,329,000 | 12,196,000 |
| Noninterest expense | 8,608,000 | 17,355,000 | 26,415,000 | 36,474,000 |
| Provision for loan losses | 0 | 625,000 | 625,000 | 975,000 |
| Pretax income | 2,888,000 | 5,443,000 | 8,585,000 | 10,452,000 |
| Income tax | 833,000 | 1,578,000 | 2,513,000 | 3,083,000 |
| Net income | 2,055,000 | 3,865,000 | 6,072,000 | 7,369,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 87,711,000 | 88,760,000 | 91,065,000 | 92,454,000 |
| Total capital | 96,461,000 | 97,371,000 | 100,721,000 | 102,567,000 |
| Risk-weighted assets | 698,866,000 | 728,940,000 | 771,726,000 | 808,628,000 |