Call reports 2017
COMMERCIAL BANK OF CALIFORNIA — 2017
What COMMERCIAL BANK OF CALIFORNIA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 785,071,000 | 826,342,000 | 800,518,000 | 869,002,000 |
| Total loans | 546,528,000 | 545,143,000 | 590,447,000 | 612,207,000 |
| Allowance for loan losses | 9,068,000 | 9,192,000 | 9,216,000 | 9,327,000 |
| Securities available for sale | 71,049,000 | 95,614,000 | 96,405,000 | 91,703,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 692,058,000 | 730,428,000 | 627,753,000 | 668,176,000 |
| Interest-bearing deposits | 408,767,000 | 411,040,000 | 383,360,000 | 415,192,000 |
| Noninterest-bearing deposits | 283,291,000 | 319,388,000 | 244,393,000 | 252,984,000 |
| Equity capital | 85,256,000 | 87,928,000 | 89,757,000 | 89,643,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 7,348,000 | 15,462,000 | 23,653,000 | 32,407,000 |
| Interest expense | 601,000 | 1,195,000 | 1,767,000 | 2,396,000 |
| Net interest income | 6,747,000 | 14,267,000 | 21,886,000 | 30,011,000 |
| Noninterest income | 1,474,000 | 2,760,000 | 5,331,000 | 8,134,000 |
| Noninterest expense | 6,828,000 | 14,161,000 | 22,848,000 | 32,097,000 |
| Provision for loan losses | 0 | 0 | -1,873,000 | -1,873,000 |
| Pretax income | 1,393,000 | 2,866,000 | 6,242,000 | 7,921,000 |
| Income tax | 486,000 | 555,000 | 1,974,000 | 3,592,000 |
| Net income | 907,000 | 2,311,000 | 4,268,000 | 4,329,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 84,588,000 | 86,970,000 | 85,724,000 | 85,901,000 |
| Total capital | 92,585,000 | 95,048,000 | 94,183,000 | 94,829,000 |
| Risk-weighted assets | 638,045,000 | 644,421,000 | 675,324,000 | 713,185,000 |