Call reports 2016
COMMERCIAL BANK OF CALIFORNIA — 2016
What COMMERCIAL BANK OF CALIFORNIA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 349,810,000 | 777,974,000 | 787,322,000 | 807,407,000 |
| Total loans | 247,923,000 | 520,480,000 | 517,085,000 | 532,795,000 |
| Allowance for loan losses | 3,457,000 | 9,784,000 | 9,390,000 | 8,927,000 |
| Securities available for sale | 37,749,000 | 65,830,000 | 61,082,000 | 73,342,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 272,069,000 | 662,800,000 | 700,994,000 | 719,006,000 |
| Interest-bearing deposits | 217,499,000 | 372,507,000 | 397,052,000 | 416,870,000 |
| Noninterest-bearing deposits | 54,570,000 | 290,293,000 | 303,942,000 | 302,136,000 |
| Equity capital | 36,804,000 | 77,501,000 | 78,085,000 | 80,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,278,000 | 13,805,000 | 20,916,000 | 28,115,000 |
| Interest expense | 324,000 | 1,049,000 | 1,607,000 | 2,184,000 |
| Net interest income | 2,954,000 | 12,756,000 | 19,309,000 | 25,931,000 |
| Noninterest income | 444,000 | 2,667,000 | 3,804,000 | 4,712,000 |
| Noninterest expense | 2,473,000 | 13,426,000 | 20,530,000 | 26,999,000 |
| Provision for loan losses | -70,000 | -70,000 | -570,000 | -1,070,000 |
| Pretax income | 990,000 | 2,062,000 | 3,148,000 | 4,606,000 |
| Income tax | 399,000 | 780,000 | 1,126,000 | 1,602,000 |
| Net income | 591,000 | 1,282,000 | 2,022,000 | 3,004,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,424,000 | 75,529,000 | 76,277,000 | 79,582,000 |
| Total capital | 40,101,000 | 82,798,000 | 84,014,000 | 87,497,000 |
| Risk-weighted assets | 294,010,000 | 578,048,000 | 616,325,000 | 631,316,000 |