Call reports 2015
COMMERCIAL BANK OF CALIFORNIA — 2015
What COMMERCIAL BANK OF CALIFORNIA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 325,580,000 | 320,439,000 | 328,237,000 | 328,415,000 |
| Total loans | 192,058,000 | 197,447,000 | 223,385,000 | 239,699,000 |
| Allowance for loan losses | 3,661,000 | 4,029,000 | 3,881,000 | 3,286,000 |
| Securities available for sale | 32,386,000 | 38,050,000 | 36,814,000 | 37,451,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 269,047,000 | 273,851,000 | 271,491,000 | 271,611,000 |
| Interest-bearing deposits | 222,977,000 | 216,305,000 | 205,680,000 | 201,157,000 |
| Noninterest-bearing deposits | 46,070,000 | 57,546,000 | 65,811,000 | 70,454,000 |
| Equity capital | 34,951,000 | 35,224,000 | 35,721,000 | 35,957,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,536,000 | 5,208,000 | 8,087,000 | 11,130,000 |
| Interest expense | 345,000 | 669,000 | 990,000 | 1,308,000 |
| Net interest income | 2,191,000 | 4,539,000 | 7,097,000 | 9,822,000 |
| Noninterest income | 435,000 | 554,000 | 848,000 | 1,206,000 |
| Noninterest expense | 2,016,000 | 4,090,000 | 6,157,000 | 8,694,000 |
| Provision for loan losses | 0 | -300,000 | -300,000 | -525,000 |
| Pretax income | 610,000 | 1,303,000 | 2,088,000 | 2,747,000 |
| Income tax | 223,000 | 432,000 | 772,000 | 1,062,000 |
| Net income | 387,000 | 871,000 | 1,316,000 | 1,685,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,271,000 | 34,647,000 | 35,073,000 | 35,842,000 |
| Total capital | 37,454,000 | 37,865,000 | 38,516,000 | 39,367,000 |
| Risk-weighted assets | 254,192,000 | 256,346,000 | 274,693,000 | 281,857,000 |