Call reports 2014
COMMERCIAL BANK OF CALIFORNIA — 2014
What COMMERCIAL BANK OF CALIFORNIA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 205,119,000 | 221,599,000 | 267,602,000 | 322,788,000 |
| Total loans | 133,691,000 | 133,309,000 | 140,923,000 | 177,164,000 |
| Allowance for loan losses | 3,515,000 | 3,552,000 | 3,489,000 | 3,623,000 |
| Securities available for sale | 30,537,000 | 40,774,000 | 36,478,000 | 33,943,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,468,000 | 173,831,000 | 202,635,000 | 257,375,000 |
| Interest-bearing deposits | 141,568,000 | 146,976,000 | 161,986,000 | 205,450,000 |
| Noninterest-bearing deposits | 28,900,000 | 26,855,000 | 40,649,000 | 51,925,000 |
| Equity capital | 33,464,000 | 33,667,000 | 33,862,000 | 34,535,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,965,000 | 4,006,000 | 6,068,000 | 8,426,000 |
| Interest expense | 215,000 | 416,000 | 647,000 | 926,000 |
| Net interest income | 1,750,000 | 3,590,000 | 5,421,000 | 7,500,000 |
| Noninterest income | 96,000 | 687,000 | 999,000 | 1,191,000 |
| Noninterest expense | 1,768,000 | 3,891,000 | 5,961,000 | 7,914,000 |
| Provision for loan losses | 77,000 | 177,000 | 237,000 | 367,000 |
| Pretax income | 1,000 | 209,000 | 280,000 | 468,000 |
| Income tax | -15,000 | 38,000 | 35,000 | 81,000 |
| Net income | 16,000 | 171,000 | 245,000 | 387,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,285,000 | 33,807,000 | 34,108,000 | 32,876,000 |
| Total capital | 35,544,000 | 36,073,000 | 36,576,000 | 35,835,000 |
| Risk-weighted assets | 179,459,000 | 180,050,000 | 196,418,000 | 236,057,000 |