Call reports 2013
COMMERCIAL BANK OF CALIFORNIA — 2013
What COMMERCIAL BANK OF CALIFORNIA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 202,305,000 | 195,393,000 | 184,957,000 | 216,853,000 |
| Total loans | 104,702,000 | 109,630,000 | 105,919,000 | 116,639,000 |
| Allowance for loan losses | 3,172,000 | 3,681,000 | 3,242,000 | 3,662,000 |
| Securities available for sale | 20,693,000 | 20,213,000 | 18,954,000 | 32,054,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,709,000 | 159,926,000 | 150,017,000 | 182,295,000 |
| Interest-bearing deposits | 139,452,000 | 131,692,000 | 124,950,000 | 155,001,000 |
| Noninterest-bearing deposits | 28,257,000 | 28,234,000 | 25,067,000 | 27,294,000 |
| Equity capital | 33,630,000 | 34,221,000 | 33,999,000 | 33,399,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,809,000 | 3,679,000 | 5,440,000 | 7,176,000 |
| Interest expense | 200,000 | 395,000 | 581,000 | 780,000 |
| Net interest income | 1,609,000 | 3,284,000 | 4,859,000 | 6,396,000 |
| Noninterest income | 99,000 | 1,221,000 | 1,307,000 | 1,436,000 |
| Noninterest expense | 1,597,000 | 3,249,000 | 4,792,000 | 7,055,000 |
| Provision for loan losses | 0 | 441,000 | 797,000 | 1,182,000 |
| Pretax income | 111,000 | 810,000 | 569,000 | -403,000 |
| Income tax | 36,000 | 316,000 | 208,000 | -201,000 |
| Net income | 75,000 | 494,000 | 361,000 | -202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,083,000 | 34,468,000 | 34,342,000 | 33,211,000 |
| Total capital | 34,995,000 | 36,385,000 | 36,239,000 | 35,253,000 |
| Risk-weighted assets | 151,725,000 | 151,589,000 | 150,442,000 | 161,731,000 |