Call reports 2012
COMMERCIAL BANK OF CALIFORNIA — 2012
What COMMERCIAL BANK OF CALIFORNIA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 251,173,000 | 247,714,000 | 227,100,000 | 212,342,000 |
| Total loans | 134,180,000 | 131,955,000 | 119,229,000 | 107,150,000 |
| Allowance for loan losses | 3,971,000 | 3,860,000 | 3,931,000 | 3,445,000 |
| Securities available for sale | 23,781,000 | 23,751,000 | 22,880,000 | 21,078,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 207,610,000 | 204,005,000 | 187,972,000 | 177,754,000 |
| Interest-bearing deposits | 182,395,000 | 167,378,000 | 161,050,000 | 150,214,000 |
| Noninterest-bearing deposits | 25,215,000 | 36,627,000 | 26,922,000 | 27,540,000 |
| Equity capital | 32,418,000 | 32,443,000 | 33,337,000 | 33,562,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,393,000 | 4,805,000 | 7,040,000 | 9,279,000 |
| Interest expense | 419,000 | 771,000 | 1,082,000 | 1,339,000 |
| Net interest income | 1,974,000 | 4,034,000 | 5,958,000 | 7,940,000 |
| Noninterest income | 159,000 | 315,000 | 1,464,000 | 1,620,000 |
| Noninterest expense | 1,523,000 | 3,850,000 | 5,574,000 | 7,565,000 |
| Provision for loan losses | 771,000 | 771,000 | 771,000 | 771,000 |
| Pretax income | -161,000 | -226,000 | 1,092,000 | 1,168,000 |
| Income tax | -68,000 | -95,000 | 461,000 | 520,000 |
| Net income | -93,000 | -131,000 | 631,000 | 648,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,171,000 | 31,435,000 | 32,373,000 | 32,526,000 |
| Total capital | 33,633,000 | 33,887,000 | 34,622,000 | 34,555,000 |
| Risk-weighted assets | 195,458,000 | 194,785,000 | 178,248,000 | 160,924,000 |