Call reports 2011
COMMERCIAL BANK OF CALIFORNIA — 2011
What COMMERCIAL BANK OF CALIFORNIA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 276,407,000 | 272,066,000 | 270,313,000 | 262,395,000 |
| Total loans | 131,190,000 | 132,415,000 | 137,204,000 | 140,294,000 |
| Allowance for loan losses | 4,789,000 | 4,591,000 | 3,879,000 | 4,482,000 |
| Securities available for sale | 23,475,000 | 24,074,000 | 23,699,000 | 24,060,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 221,666,000 | 217,694,000 | 220,388,000 | 218,760,000 |
| Interest-bearing deposits | 198,697,000 | 190,187,000 | 189,942,000 | 192,342,000 |
| Noninterest-bearing deposits | 22,969,000 | 27,507,000 | 30,446,000 | 26,418,000 |
| Equity capital | 33,166,000 | 33,142,000 | 33,436,000 | 32,495,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,391,000 | 4,694,000 | 7,043,000 | 9,431,000 |
| Interest expense | 706,000 | 1,333,000 | 1,880,000 | 2,408,000 |
| Net interest income | 1,685,000 | 3,361,000 | 5,163,000 | 7,023,000 |
| Noninterest income | 116,000 | 230,000 | 338,000 | 719,000 |
| Noninterest expense | 1,450,000 | 3,431,000 | 4,941,000 | 6,675,000 |
| Provision for loan losses | -68,000 | 60,000 | 143,000 | 2,332,000 |
| Pretax income | 419,000 | 100,000 | 417,000 | -1,265,000 |
| Income tax | 177,000 | 42,000 | 176,000 | -617,000 |
| Net income | 242,000 | 58,000 | 241,000 | -648,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,763,000 | 32,906,000 | 32,616,000 | 31,333,000 |
| Total capital | 35,251,000 | 35,350,000 | 35,102,000 | 33,911,000 |
| Risk-weighted assets | 196,702,000 | 193,352,000 | 197,467,000 | 204,365,000 |