Call reports 2010
COMMERCIAL BANK OF CALIFORNIA — 2010
What COMMERCIAL BANK OF CALIFORNIA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 254,896,000 | 244,737,000 | 260,766,000 | 276,548,000 |
| Total loans | 177,652,000 | 167,283,000 | 146,090,000 | 132,915,000 |
| Allowance for loan losses | 3,833,000 | 5,344,000 | 5,350,000 | 4,854,000 |
| Securities available for sale | 16,882,000 | 15,893,000 | 16,180,000 | 21,841,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,872,000 | 191,181,000 | 206,582,000 | 222,249,000 |
| Interest-bearing deposits | 175,981,000 | 165,977,000 | 177,296,000 | 196,813,000 |
| Noninterest-bearing deposits | 24,891,000 | 25,204,000 | 29,286,000 | 25,436,000 |
| Equity capital | 32,727,000 | 32,225,000 | 32,654,000 | 32,898,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,068,000 | 6,052,000 | 8,887,000 | 11,489,000 |
| Interest expense | 909,000 | 1,710,000 | 2,457,000 | 3,213,000 |
| Net interest income | 2,159,000 | 4,342,000 | 6,430,000 | 8,276,000 |
| Noninterest income | 100,000 | 218,000 | 352,000 | 469,000 |
| Noninterest expense | 1,602,000 | 3,180,000 | 4,856,000 | 6,407,000 |
| Provision for loan losses | 116,000 | 1,701,000 | 1,701,000 | 1,701,000 |
| Pretax income | 541,000 | -232,000 | 314,000 | 726,000 |
| Income tax | 228,000 | -98,000 | 132,000 | 255,000 |
| Net income | 313,000 | -134,000 | 182,000 | 471,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,946,000 | 31,729,000 | 33,138,000 | 32,875,000 |
| Total capital | 35,841,000 | 34,489,000 | 35,781,000 | 35,422,000 |
| Risk-weighted assets | 230,685,000 | 218,255,000 | 210,334,000 | 201,418,000 |