Call reports 2009
COMMERCIAL BANK OF CALIFORNIA — 2009
What COMMERCIAL BANK OF CALIFORNIA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 267,566,000 | 253,048,000 | 253,114,000 | 264,691,000 |
| Total loans | 157,611,000 | 164,371,000 | 170,390,000 | 177,440,000 |
| Allowance for loan losses | 4,653,000 | 4,720,000 | 4,832,000 | 5,176,000 |
| Securities available for sale | 25,731,000 | 25,478,000 | 20,065,000 | 17,157,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,883,000 | 199,879,000 | 194,340,000 | 206,510,000 |
| Interest-bearing deposits | 182,367,000 | 175,493,000 | 166,319,000 | 176,433,000 |
| Noninterest-bearing deposits | 32,516,000 | 24,386,000 | 28,021,000 | 30,077,000 |
| Equity capital | 31,561,000 | 31,942,000 | 32,358,000 | 32,342,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,841,000 | 5,657,000 | 8,790,000 | 11,855,000 |
| Interest expense | 1,062,000 | 2,224,000 | 3,141,000 | 4,078,000 |
| Net interest income | 1,779,000 | 3,433,000 | 5,649,000 | 7,777,000 |
| Noninterest income | 89,000 | 178,000 | 268,000 | 375,000 |
| Noninterest expense | 1,668,000 | 3,294,000 | 4,912,000 | 6,185,000 |
| Provision for loan losses | 0 | 52,000 | 52,000 | 1,054,000 |
| Pretax income | 200,000 | 265,000 | 953,000 | 913,000 |
| Income tax | 80,000 | 106,000 | 390,000 | 390,000 |
| Net income | 120,000 | 159,000 | 563,000 | 523,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,983,000 | 32,309,000 | 32,755,000 | 32,685,000 |
| Total capital | 34,776,000 | 35,153,000 | 35,689,000 | 35,653,000 |
| Risk-weighted assets | 221,568,000 | 225,653,000 | 232,836,000 | 235,230,000 |