Call reports 2006
COMMERCIAL BANK OF CALIFORNIA — 2006
What COMMERCIAL BANK OF CALIFORNIA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 227,939,000 | 216,166,000 | 212,705,000 | 226,558,000 |
| Total loans | 113,148,000 | 119,447,000 | 121,268,000 | 142,083,000 |
| Allowance for loan losses | 1,515,000 | 1,430,000 | 1,431,000 | 1,626,000 |
| Securities available for sale | 10,813,000 | 23,540,000 | 23,304,000 | 23,824,000 |
| Securities held to maturity | 15,050,000 | 2,000,000 | 2,000,000 | 2,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,347,000 | 187,169,000 | 182,296,000 | 195,180,000 |
| Interest-bearing deposits | 143,143,000 | 134,028,000 | 137,022,000 | 135,535,000 |
| Noninterest-bearing deposits | 56,204,000 | 53,141,000 | 45,274,000 | 59,645,000 |
| Equity capital | 27,698,000 | 28,421,000 | 29,273,000 | 29,939,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,582,000 | 7,223,000 | 11,001,000 | 15,054,000 |
| Interest expense | 1,109,000 | 2,265,000 | 3,566,000 | 5,054,000 |
| Net interest income | 2,473,000 | 4,958,000 | 7,435,000 | 10,000,000 |
| Noninterest income | 57,000 | 131,000 | 198,000 | 257,000 |
| Noninterest expense | 1,203,000 | 2,467,000 | 3,744,000 | 5,087,000 |
| Provision for loan losses | 44,000 | -41,000 | -40,000 | 155,000 |
| Pretax income | 1,283,000 | 2,663,000 | 3,929,000 | 5,015,000 |
| Income tax | 542,000 | 1,120,000 | 1,649,000 | 2,102,000 |
| Net income | 741,000 | 1,543,000 | 2,280,000 | 2,913,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,130,000 | 27,921,000 | 28,738,000 | 29,280,000 |
| Total capital | 28,645,000 | 29,351,000 | 30,169,000 | 30,906,000 |
| Risk-weighted assets | 134,227,000 | 136,998,000 | 135,033,000 | 156,856,000 |