Call reports 2003
COMMERCIAL BANK OF CALIFORNIA — 2003
What COMMERCIAL BANK OF CALIFORNIA reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|
| Total assets | 37,562,000 | 46,685,000 | 59,186,000 |
| Total loans | 774,000 | 15,194,000 | 31,186,000 |
| Allowance for loan losses | 12,000 | 212,000 | 413,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 5,050,000 | 7,046,000 | 7,043,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 10,116,000 | 21,259,000 | 34,240,000 |
| Interest-bearing deposits | 9,825,000 | 19,593,000 | 30,134,000 |
| Noninterest-bearing deposits | 291,000 | 1,666,000 | 4,106,000 |
| Equity capital | 26,204,000 | 25,330,000 | 24,708,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|
| Interest income | 115,000 | 350,000 | 808,000 |
| Interest expense | 9,000 | 47,000 | 122,000 |
| Net interest income | 106,000 | 303,000 | 686,000 |
| Noninterest income | 0 | 1,000 | 10,000 |
| Noninterest expense | 1,239,000 | 2,032,000 | 2,846,000 |
| Provision for loan losses | 12,000 | 212,000 | 413,000 |
| Pretax income | -1,145,000 | -1,940,000 | -2,563,000 |
| Income tax | 1,000 | 2,000 | 1,000 |
| Net income | -1,146,000 | -1,942,000 | -2,564,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|
| Tier 1 capital | 26,204,000 | 25,330,000 | 24,708,000 |
| Total capital | 26,216,000 | 25,542,000 | 25,121,000 |
| Risk-weighted assets | 8,849,000 | 32,312,000 | 41,968,000 |