Call reports 2025
FIRST AMERICAN BANK — 2025
What FIRST AMERICAN BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 7,821,866,000 | 8,108,777,000 | 8,071,017,000 | 8,113,852,000 |
| Total loans | 2,999,450,000 | 3,094,499,000 | 3,110,597,000 | 3,184,421,000 |
| Allowance for loan losses | 40,574,000 | 43,048,000 | 43,384,000 | 42,357,000 |
| Securities available for sale | 4,357,793,000 | 4,615,796,000 | 4,549,368,000 | 4,537,093,000 |
| Securities held to maturity | 196,000 | 196,000 | 196,000 | 148,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,050,310,000 | 5,018,531,000 | 5,067,733,000 | 5,096,835,000 |
| Interest-bearing deposits | 3,654,275,000 | 3,563,514,000 | 3,611,876,000 | 3,661,698,000 |
| Noninterest-bearing deposits | 1,396,035,000 | 1,455,017,000 | 1,455,857,000 | 1,435,137,000 |
| Equity capital | 626,080,000 | 607,135,000 | 639,273,000 | 688,880,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 102,091,000 | 213,292,000 | 326,165,000 | 436,548,000 |
| Interest expense | 35,349,000 | 76,180,000 | 117,489,000 | 155,586,000 |
| Net interest income | 66,742,000 | 137,112,000 | 208,676,000 | 280,962,000 |
| Noninterest income | 11,956,000 | 23,813,000 | 36,364,000 | 47,408,000 |
| Noninterest expense | 47,518,000 | 95,051,000 | 141,867,000 | 189,868,000 |
| Provision for loan losses | 0 | 2,400,000 | 3,400,000 | 2,775,000 |
| Pretax income | 31,403,000 | 63,626,000 | 99,446,000 | 136,242,000 |
| Income tax | 60,000 | 175,000 | 265,000 | 355,000 |
| Net income | 31,343,000 | 63,451,000 | 99,181,000 | 135,887,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 565,692,000 | 573,865,000 | 590,660,000 | 628,430,000 |
| Total capital | 607,924,000 | 618,671,000 | 636,302,000 | 672,670,000 |
| Risk-weighted assets | 4,159,190,000 | 4,398,819,000 | 4,336,975,000 | 4,403,209,000 |