Call reports 2020
FIRST AMERICAN BANK — 2020
What FIRST AMERICAN BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 5,600,015,000 | 5,993,726,000 | 5,878,877,000 | 5,930,354,000 |
| Total loans | 2,142,165,000 | 2,454,513,000 | 2,405,100,000 | 2,389,694,000 |
| Allowance for loan losses | 23,371,000 | 26,295,000 | 27,982,000 | 28,867,000 |
| Securities available for sale | 3,153,269,000 | 3,158,278,000 | 3,078,549,000 | 3,112,347,000 |
| Securities held to maturity | 24,925,000 | 16,896,000 | 10,170,000 | 5,029,000 |
| Trading assets | 0 | 0 | 7,000 | 18,000 |
| Total deposits | 3,723,309,000 | 4,358,156,000 | 4,362,471,000 | 4,557,073,000 |
| Interest-bearing deposits | 2,680,000,000 | 2,911,467,000 | 2,938,908,000 | 2,957,688,000 |
| Noninterest-bearing deposits | 1,043,309,000 | 1,446,689,000 | 1,423,563,000 | 1,599,385,000 |
| Equity capital | 328,858,000 | 375,727,000 | 423,593,000 | 458,658,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 46,171,000 | 89,627,000 | 131,981,000 | 173,544,000 |
| Interest expense | 13,677,000 | 24,759,000 | 34,569,000 | 43,956,000 |
| Net interest income | 32,494,000 | 64,868,000 | 97,412,000 | 129,588,000 |
| Noninterest income | -9,314,000 | 38,000 | 10,820,000 | 26,033,000 |
| Noninterest expense | 34,191,000 | 65,037,000 | 100,208,000 | 138,250,000 |
| Provision for loan losses | 1,700,000 | 5,700,000 | 6,950,000 | 7,700,000 |
| Pretax income | 7,085,000 | 14,607,000 | 24,047,000 | 32,669,000 |
| Income tax | 12,000 | -38,000 | 53,000 | 124,000 |
| Net income | 7,073,000 | 14,645,000 | 23,994,000 | 32,545,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 359,497,000 | 361,433,000 | 366,245,000 | 375,310,000 |
| Total capital | 383,107,000 | 388,120,000 | 394,649,000 | 404,671,000 |
| Risk-weighted assets | 2,847,124,000 | 2,783,694,000 | 2,690,794,000 | 2,768,274,000 |