Call reports 2016
FIRST AMERICAN BANK — 2016
What FIRST AMERICAN BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 3,389,957,000 | 3,467,563,000 | 3,557,600,000 | 3,776,458,000 |
| Total loans | 1,303,346,000 | 1,331,435,000 | 1,334,604,000 | 1,333,591,000 |
| Allowance for loan losses | 29,963,000 | 29,757,000 | 30,212,000 | 20,068,000 |
| Securities available for sale | 1,784,052,000 | 1,825,794,000 | 1,970,903,000 | 2,134,159,000 |
| Securities held to maturity | 83,499,000 | 82,709,000 | 81,549,000 | 80,344,000 |
| Trading assets | 6,204,000 | 7,180,000 | 6,753,000 | 14,988,000 |
| Total deposits | 2,352,989,000 | 2,386,504,000 | 2,351,770,000 | 2,325,539,000 |
| Interest-bearing deposits | 1,671,789,000 | 1,707,513,000 | 1,635,338,000 | 1,620,144,000 |
| Noninterest-bearing deposits | 681,200,000 | 678,991,000 | 716,432,000 | 705,395,000 |
| Equity capital | 322,606,000 | 347,517,000 | 347,903,000 | 337,634,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 24,855,000 | 49,674,000 | 75,297,000 | 101,753,000 |
| Interest expense | 2,628,000 | 4,944,000 | 7,011,000 | 9,245,000 |
| Net interest income | 22,227,000 | 44,730,000 | 68,286,000 | 92,508,000 |
| Noninterest income | 7,023,000 | 20,402,000 | 27,738,000 | 35,481,000 |
| Noninterest expense | 21,641,000 | 42,815,000 | 64,301,000 | 85,242,000 |
| Provision for loan losses | 0 | 0 | -3,500,000 | -11,500,000 |
| Pretax income | 7,609,000 | 22,317,000 | 35,276,000 | 41,298,000 |
| Income tax | 57,000 | 176,000 | 282,000 | 243,000 |
| Net income | 7,552,000 | 22,141,000 | 34,994,000 | 41,055,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 297,661,000 | 302,950,000 | 311,041,000 | 316,504,000 |
| Total capital | 319,920,000 | 325,448,000 | 332,683,000 | 336,780,000 |
| Risk-weighted assets | 1,772,801,000 | 1,792,377,000 | 1,722,617,000 | 1,766,196,000 |