Call reports 2012
FIRST AMERICAN BANK — 2012
What FIRST AMERICAN BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 2,826,060,000 | 2,877,071,000 | 2,885,964,000 | 2,858,506,000 |
| Total loans | 1,405,575,000 | 1,307,016,000 | 1,196,687,000 | 1,188,486,000 |
| Allowance for loan losses | 66,110,000 | 59,384,000 | 56,378,000 | 53,407,000 |
| Securities available for sale | 1,240,173,000 | 1,305,602,000 | 1,428,430,000 | 1,390,309,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 7,492,000 | 8,287,000 | 7,645,000 | 7,109,000 |
| Total deposits | 2,259,134,000 | 2,307,220,000 | 2,309,278,000 | 2,376,814,000 |
| Interest-bearing deposits | 1,777,858,000 | 1,799,424,000 | 1,768,041,000 | 1,776,580,000 |
| Noninterest-bearing deposits | 481,276,000 | 507,796,000 | 541,237,000 | 600,234,000 |
| Equity capital | 260,681,000 | 278,618,000 | 297,774,000 | 271,496,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 26,856,000 | 52,980,000 | 78,302,000 | 97,546,000 |
| Interest expense | 3,142,000 | 5,919,000 | 8,507,000 | 11,078,000 |
| Net interest income | 23,714,000 | 47,061,000 | 69,795,000 | 86,468,000 |
| Noninterest income | 7,181,000 | 14,849,000 | 22,469,000 | 31,334,000 |
| Noninterest expense | 20,825,000 | 41,573,000 | 63,780,000 | 85,887,000 |
| Provision for loan losses | 6,500,000 | 6,500,000 | 6,500,000 | 6,500,000 |
| Pretax income | 7,202,000 | 17,469,000 | 25,616,000 | 29,047,000 |
| Income tax | 21,000 | 50,000 | 64,000 | 100,000 |
| Net income | 7,181,000 | 17,419,000 | 25,552,000 | 28,947,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 246,096,000 | 256,401,000 | 264,411,000 | 230,386,000 |
| Total capital | 269,813,000 | 278,882,000 | 285,486,000 | 251,689,000 |
| Risk-weighted assets | 1,855,001,000 | 1,761,594,000 | 1,650,719,000 | 1,672,154,000 |