Call reports 2007
FIRST AMERICAN BANK — 2007
What FIRST AMERICAN BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 2,468,732,000 | 2,597,036,000 | 2,683,206,000 | 2,596,242,000 |
| Total loans | 2,008,129,000 | 2,078,067,000 | 2,136,753,000 | 2,180,810,000 |
| Allowance for loan losses | 21,855,000 | 22,769,000 | 23,172,000 | 26,930,000 |
| Securities available for sale | 235,751,000 | 247,733,000 | 274,054,000 | 252,346,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,200,468,000 | 2,297,470,000 | 2,332,338,000 | 2,213,558,000 |
| Interest-bearing deposits | 1,887,970,000 | 1,976,757,000 | 1,969,889,000 | 1,881,998,000 |
| Noninterest-bearing deposits | 312,498,000 | 320,713,000 | 362,449,000 | 331,560,000 |
| Equity capital | 231,622,000 | 234,232,000 | 243,867,000 | 242,701,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 41,815,000 | 85,267,000 | 130,143,000 | 174,394,000 |
| Interest expense | 19,990,000 | 41,144,000 | 63,443,000 | 84,570,000 |
| Net interest income | 21,825,000 | 44,123,000 | 66,700,000 | 89,824,000 |
| Noninterest income | 5,747,000 | 11,181,000 | 17,751,000 | 25,184,000 |
| Noninterest expense | 21,417,000 | 42,507,000 | 63,271,000 | 85,369,000 |
| Provision for loan losses | 1,200,000 | 2,400,000 | 3,900,000 | 14,950,000 |
| Pretax income | 4,992,000 | 10,483,000 | 17,392,000 | 13,916,000 |
| Income tax | 5,116,000 | 5,189,000 | 5,334,000 | 5,101,000 |
| Net income | -124,000 | 5,294,000 | 12,058,000 | 8,815,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 231,593,000 | 237,015,000 | 239,334,000 | 236,291,000 |
| Total capital | 253,571,000 | 259,880,000 | 262,622,000 | 263,758,000 |
| Risk-weighted assets | 2,419,662,000 | 2,479,995,000 | 2,558,506,000 | 2,531,835,000 |