Call reports 2005
FIRST AMERICAN BANK — 2005
What FIRST AMERICAN BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 2,142,507,000 | 2,295,808,000 | 2,242,137,000 | 2,304,275,000 |
| Total loans | 1,742,676,000 | 1,798,208,000 | 1,789,030,000 | 1,817,550,000 |
| Allowance for loan losses | 14,434,000 | 15,532,000 | 17,020,000 | 18,100,000 |
| Securities available for sale | 227,236,000 | 185,117,000 | 203,748,000 | 206,096,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,921,632,000 | 2,069,892,000 | 2,020,850,000 | 2,065,085,000 |
| Interest-bearing deposits | 1,608,602,000 | 1,748,255,000 | 1,687,173,000 | 1,727,323,000 |
| Noninterest-bearing deposits | 313,030,000 | 321,637,000 | 333,677,000 | 337,762,000 |
| Equity capital | 192,441,000 | 198,639,000 | 197,339,000 | 203,102,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 29,044,000 | 60,942,000 | 94,207,000 | 129,257,000 |
| Interest expense | 7,699,000 | 17,522,000 | 28,916,000 | 41,366,000 |
| Net interest income | 21,345,000 | 43,420,000 | 65,291,000 | 87,891,000 |
| Noninterest income | 5,329,000 | 10,744,000 | 16,679,000 | 22,492,000 |
| Noninterest expense | 18,954,000 | 37,884,000 | 56,900,000 | 75,062,000 |
| Provision for loan losses | 1,000,000 | 2,200,000 | 13,800,000 | 15,000,000 |
| Pretax income | 6,718,000 | 14,074,000 | 11,288,000 | 20,376,000 |
| Income tax | 2,630,000 | 5,502,000 | 4,390,000 | 7,895,000 |
| Net income | 4,088,000 | 8,572,000 | 6,898,000 | 12,481,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 193,012,000 | 198,495,000 | 197,621,000 | 204,104,000 |
| Total capital | 207,483,000 | 214,042,000 | 214,702,000 | 222,235,000 |
| Risk-weighted assets | 2,036,859,000 | 2,115,495,000 | 2,113,155,000 | 2,157,937,000 |
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