Call reports 2004
FIRST AMERICAN BANK — 2004
What FIRST AMERICAN BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 1,903,558,000 | 2,054,277,000 | 2,026,459,000 | 2,070,083,000 |
| Total loans | 1,492,327,000 | 1,580,092,000 | 1,635,730,000 | 1,709,295,000 |
| Allowance for loan losses | 12,651,000 | 12,930,000 | 13,082,000 | 13,544,000 |
| Securities available for sale | 264,758,000 | 258,204,000 | 227,411,000 | 211,156,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,711,271,000 | 1,859,895,000 | 1,818,033,000 | 1,856,168,000 |
| Interest-bearing deposits | 1,417,788,000 | 1,532,416,000 | 1,497,120,000 | 1,534,522,000 |
| Noninterest-bearing deposits | 293,483,000 | 327,479,000 | 320,913,000 | 321,646,000 |
| Equity capital | 175,474,000 | 177,906,000 | 181,759,000 | 188,597,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 22,089,000 | 45,479,000 | 69,973,000 | 97,287,000 |
| Interest expense | 4,447,000 | 9,376,000 | 14,937,000 | 21,289,000 |
| Net interest income | 17,642,000 | 36,103,000 | 55,036,000 | 75,998,000 |
| Noninterest income | 5,854,000 | 11,536,000 | 17,435,000 | 23,036,000 |
| Noninterest expense | 17,523,000 | 34,693,000 | 52,353,000 | 70,371,000 |
| Provision for loan losses | 225,000 | 650,000 | 1,100,000 | 1,900,000 |
| Pretax income | 5,557,000 | 12,115,000 | 18,812,000 | 26,488,000 |
| Income tax | 2,085,000 | 4,328,000 | 6,746,000 | 9,693,000 |
| Net income | 3,472,000 | 7,787,000 | 12,066,000 | 16,795,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 173,309,000 | 177,617,000 | 180,796,000 | 188,023,000 |
| Total capital | 186,086,000 | 190,590,000 | 193,903,000 | 201,678,000 |
| Risk-weighted assets | 1,738,386,000 | 1,849,038,000 | 1,895,076,000 | 1,987,692,000 |