Call reports 2003
FIRST AMERICAN BANK — 2003
What FIRST AMERICAN BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 1,907,421,000 | 1,923,813,000 | 1,885,523,000 | 1,883,738,000 |
| Total loans | 1,408,787,000 | 1,434,131,000 | 1,432,616,000 | 1,427,740,000 |
| Allowance for loan losses | 15,011,000 | 14,251,000 | 14,374,000 | 12,581,000 |
| Securities available for sale | 361,394,000 | 346,311,000 | 298,069,000 | 311,774,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,730,141,000 | 1,744,576,000 | 1,686,954,000 | 1,661,305,000 |
| Interest-bearing deposits | 1,451,609,000 | 1,453,226,000 | 1,386,975,000 | 1,356,238,000 |
| Noninterest-bearing deposits | 278,532,000 | 291,350,000 | 299,979,000 | 305,067,000 |
| Equity capital | 160,848,000 | 163,498,000 | 167,554,000 | 171,217,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 23,877,000 | 47,757,000 | 70,680,000 | 92,593,000 |
| Interest expense | 7,127,000 | 12,875,000 | 18,002,000 | 22,585,000 |
| Net interest income | 16,750,000 | 34,882,000 | 52,678,000 | 70,008,000 |
| Noninterest income | 5,830,000 | 12,199,000 | 18,832,000 | 25,345,000 |
| Noninterest expense | 17,096,000 | 34,102,000 | 50,598,000 | 66,887,000 |
| Provision for loan losses | 150,000 | 350,000 | 575,000 | 800,000 |
| Pretax income | 5,316,000 | 12,614,000 | 20,336,000 | 27,665,000 |
| Income tax | 2,024,000 | 4,678,000 | 7,558,000 | 10,156,000 |
| Net income | 3,292,000 | 7,936,000 | 12,778,000 | 17,509,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 157,471,000 | 161,278,000 | 165,916,000 | 169,823,000 |
| Total capital | 172,482,000 | 175,554,000 | 180,290,000 | 182,404,000 |
| Risk-weighted assets | 1,607,946,000 | 1,644,439,000 | 1,654,051,000 | 1,666,606,000 |