Call reports 2002
FIRST AMERICAN BANK — 2002
What FIRST AMERICAN BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 1,803,368,000 | 2,015,127,000 | 1,910,111,000 | 1,966,206,000 |
| Total loans | 1,284,504,000 | 1,374,737,000 | 1,404,652,000 | 1,395,891,000 |
| Allowance for loan losses | 15,009,000 | 14,943,000 | 14,862,000 | 14,850,000 |
| Securities available for sale | 391,289,000 | 487,832,000 | 354,455,000 | 424,632,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,494,460,000 | 1,697,568,000 | 1,732,241,000 | 1,778,316,000 |
| Interest-bearing deposits | 1,255,445,000 | 1,444,695,000 | 1,468,493,000 | 1,510,591,000 |
| Noninterest-bearing deposits | 239,015,000 | 252,873,000 | 263,748,000 | 267,725,000 |
| Equity capital | 146,544,000 | 151,304,000 | 155,747,000 | 158,903,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 25,371,000 | 51,850,000 | 79,221,000 | 105,952,000 |
| Interest expense | 8,679,000 | 17,731,000 | 26,857,000 | 35,804,000 |
| Net interest income | 16,692,000 | 34,119,000 | 52,364,000 | 70,148,000 |
| Noninterest income | 5,582,000 | 11,425,000 | 17,537,000 | 23,831,000 |
| Noninterest expense | 15,564,000 | 32,050,000 | 49,177,000 | 66,464,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 6,808,000 | 13,582,000 | 20,808,000 | 27,633,000 |
| Income tax | 2,768,000 | 5,397,000 | 8,012,000 | 10,540,000 |
| Net income | 4,040,000 | 8,185,000 | 12,796,000 | 17,093,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 142,883,000 | 146,128,000 | 150,521,000 | 154,300,000 |
| Total capital | 158,003,000 | 161,161,000 | 165,383,000 | 169,150,000 |
| Risk-weighted assets | 1,430,663,000 | 1,545,790,000 | 1,575,789,000 | 1,589,897,000 |