Call reports 2025
ABACUS FEDERAL SAVINGS BANK — 2025
What ABACUS FEDERAL SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 325,440,000 | 327,894,000 | 329,606,000 | 316,086,000 |
| Total loans | 254,673,000 | 249,586,000 | 248,630,000 | 253,593,000 |
| Allowance for loan losses | 2,989,000 | 2,989,000 | 2,904,000 | 2,906,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 263,557,000 | 265,491,000 | 267,082,000 | 254,325,000 |
| Interest-bearing deposits | 177,212,000 | 176,612,000 | 176,121,000 | 163,745,000 |
| Noninterest-bearing deposits | 86,345,000 | 88,879,000 | 90,961,000 | 90,580,000 |
| Equity capital | 55,969,000 | 56,366,000 | 56,622,000 | 56,768,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,353,000 | 8,857,000 | 13,239,000 | 17,677,000 |
| Interest expense | 1,049,000 | 2,119,000 | 3,175,000 | 4,192,000 |
| Net interest income | 3,304,000 | 6,738,000 | 10,064,000 | 13,485,000 |
| Noninterest income | 335,000 | 778,000 | 1,089,000 | 1,588,000 |
| Noninterest expense | 3,097,000 | 6,409,000 | 9,767,000 | 13,390,000 |
| Provision for loan losses | 0 | 0 | -85,000 | -85,000 |
| Pretax income | 542,000 | 1,107,000 | 1,471,000 | 1,768,000 |
| Income tax | 160,000 | 328,000 | 436,000 | 588,000 |
| Net income | 382,000 | 779,000 | 1,035,000 | 1,180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,440,000 | 51,051,000 | 51,547,000 | 50,980,000 |
| Total capital | 52,498,000 | 53,072,000 | 53,550,000 | 53,027,000 |
| Risk-weighted assets | 158,196,000 | 155,452,000 | 154,320,000 | 157,133,000 |