Call reports 2023
STATE BANK, THE — 2023
What STATE BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,748,355,000 | 1,718,009,000 | 1,744,250,000 | 1,737,536,000 |
| Total loans | 1,458,048,000 | 1,473,394,000 | 1,484,755,000 | 1,474,219,000 |
| Allowance for loan losses | 15,220,000 | 15,400,000 | 15,400,000 | 15,400,000 |
| Securities available for sale | 113,258,000 | 108,602,000 | 103,495,000 | 102,665,000 |
| Securities held to maturity | 1,168,000 | 1,081,000 | 879,000 | 878,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,354,015,000 | 1,380,014,000 | 1,402,099,000 | 1,394,895,000 |
| Interest-bearing deposits | 890,254,000 | 918,765,000 | 968,006,000 | 966,692,000 |
| Noninterest-bearing deposits | 463,761,000 | 461,249,000 | 434,093,000 | 428,203,000 |
| Equity capital | 144,458,000 | 147,077,000 | 149,098,000 | 155,208,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 18,683,000 | 38,242,000 | 58,669,000 | 79,713,000 |
| Interest expense | 4,966,000 | 11,035,000 | 18,357,000 | 26,450,000 |
| Net interest income | 13,717,000 | 27,207,000 | 40,312,000 | 53,263,000 |
| Noninterest income | 2,344,000 | 4,842,000 | 7,227,000 | 9,348,000 |
| Noninterest expense | 10,303,000 | 20,969,000 | 31,415,000 | 41,391,000 |
| Provision for loan losses | 236,000 | 441,000 | 132,000 | -58,000 |
| Pretax income | 5,536,000 | 10,639,000 | 15,965,000 | 21,290,000 |
| Income tax | 1,113,000 | 2,134,000 | 3,199,000 | 4,263,000 |
| Net income | 4,423,000 | 8,505,000 | 12,766,000 | 17,027,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 145,489,000 | 148,631,000 | 151,951,000 | 155,773,000 |
| Total capital | 160,709,000 | 164,031,000 | 167,351,000 | 171,173,000 |
| Risk-weighted assets | 1,426,012,000 | 1,425,031,000 | 1,419,873,000 | 1,411,643,000 |